ejebsEurasian Journal of Economic and Business StudiesНазвание журнала на русском2789-82532789-8261University of International Business named after K. Sagadiyev LLP10.47703/ejebs.v4i66.197ejebs-124Research ArticleСтатьиImputed Insurance in the Republic of Kazakhstan: Problems, Solutions and Development Prospectshttps://orcid.org/0000-0002-4475-2883KaderovaNatalia
Candidate of Economic Sciences, profeesor, Email: nkaderova@mail.ru
Sofka.com09@gmail.comKenzhegali Sagadiyev University of International Business, AlmatyKazakhstanSC IC NOMAD Insurance, AlmatyKazakhstan20223012202266486104Copyright © Kaderova N., Dosmanbetova M., Leshchinskaya S., 20222022Kaderova N., Dosmanbetova M., Leshchinskaya S.Kaderova N., Dosmanbetova M., Leshchinskaya S.Данная работа распространяется под лицензией Creative Commons Attribution 4.0.This work is licensed under a Creative Commons Attribution 4.0 License.https://ejebs.uib.kz/jour/article/view/124
imputed insurancecompulsory insuranceinsurance marketinsurance premiums and paymentsReferencesA draft law on legal and financial protection of health workers has been developed in the Republic of Kazakhstan [V RK razrabotan proekt zakona po juridicheskoj i finansovoj zashhite medrabotnikov] Pharmaceutical Review of Kazakhstan (2021). [updated November 24, 2021; cited September 15, 2022]. Available: https://pharm.reviews/novosti/novosti-kazakhstana/item/6928-v-rk-razrabotan- proekt-zakona-po-yuridicheskoj-i-finansovoj-zashchite-medrabotnikov (in Russ.).A draft law on legal and financial protection of health workers has been developed in the Republic of Kazakhstan [V RK razrabotan proekt zakona po juridicheskoj i finansovoj zashhite medrabotnikov] Pharmaceutical Review of Kazakhstan (2021). [updated November 24, 2021; cited September 15, 2022]. Available: https://pharm.reviews/novosti/novosti-kazakhstana/item/6928-v-rk-razrabotan- proekt-zakona-po-yuridicheskoj-i-finansovoj-zashchite-medrabotnikov (in Russ.).Arkhipov A.P. (2021). Insurance management: textbook for universities [Strahovoj menedzhment: uchebnik dlja vuzov]. Moscow: Izdatel'stvo Jurajt. (in Russ.).Arkhipov A.P. (2021). Insurance management: textbook for universities [Strahovoj menedzhment: uchebnik dlja vuzov]. Moscow: Izdatel'stvo Jurajt. (in Russ.).Cole, C. R., & Fier, S. G. (2021). An examination of life insurance policy surrender and loan activity. Journal of Risk & Insurance. The American Risk and Insurance Association, 88(2), 483-516. https://doi.org/10.1111/jori.12329Cole, C. R., & Fier, S. G. (2021). An examination of life insurance policy surrender and loan activity. Journal of Risk & Insurance. The American Risk and Insurance Association, 88(2), 483-516. https://doi.org/10.1111/jori.12329Current state of the insurance sector of the Republic of Kazakhstan as of January 1, 2004 - January 1, 2022 [Tekushhee sostojanie strahovogo sektora respubliki Kazahstan po sostojaniju na 1 janvarja 2004 - 1 janvarja 2022 goda]. The Agency of the Republic of Kazakhstan for Regulation and Development of Financial Market (2022). [updated January 1, 2022; cited September 15, 2022]. Available: https://finreg.kz/?docid=1080&switch=russian (in Russ).Current state of the insurance sector of the Republic of Kazakhstan as of January 1, 2004 - January 1, 2022 [Tekushhee sostojanie strahovogo sektora respubliki Kazahstan po sostojaniju na 1 janvarja 2004 - 1 janvarja 2022 goda]. The Agency of the Republic of Kazakhstan for Regulation and Development of Financial Market (2022). [updated January 1, 2022; cited September 15, 2022]. Available: https://finreg.kz/?docid=1080&switch=russian (in Russ).Dvoreckaja, A.E. (2016). Money, credit, banks: textbook for academic baccalaureate [Den'gi, kredit, banki: uchebnik dlja akademicheskogo bakalavriata]. Moscow: Izdatel'stvo Jurajt (in Russ.).Dvoreckaja, A.E. (2016). Money, credit, banks: textbook for academic baccalaureate [Den'gi, kredit, banki: uchebnik dlja akademicheskogo bakalavriata]. Moscow: Izdatel'stvo Jurajt (in Russ.).Expenses of the insurance market of the Republic of Kazakhstan [Rashody strahovogo rynka RK]. FinReview (2022). [updated March 5, 2022; cited September 15, 2022]. Available: http://finreview.info/ru. (in Russ.).Expenses of the insurance market of the Republic of Kazakhstan [Rashody strahovogo rynka RK]. FinReview (2022). [updated March 5, 2022; cited September 15, 2022]. Available: http://finreview.info/ru. (in Russ.).Financial condition [Finansovoe sostoyanie]. AO SK NOMAD Insurance (2022). [updated May 19, 2022; cited September 15, 2022]. Available: https://nomad.kz/financial_condition/ (in Russ.).Financial condition [Finansovoe sostoyanie]. AO SK NOMAD Insurance (2022). [updated May 19, 2022; cited September 15, 2022]. Available: https://nomad.kz/financial_condition/ (in Russ.).Insurance sector of Kazakhstan [Strahovoj sektor RK]. Ranking.kz (2021). [updated November 4, 2021; cited September 15, 2022]. Available: http://ranking.kz (in Russ.).Insurance sector of Kazakhstan [Strahovoj sektor RK]. Ranking.kz (2021). [updated November 4, 2021; cited September 15, 2022]. Available: http://ranking.kz (in Russ.).Internal documentation on bonuses and payments [Vnutrennjaja dokumentacija po premijam i vyplatam]. AO SK NOMAD Insurance (2022). [updated May 19, 2022; cited September 15, 2022]. Available: https://nomad.kz/financial_condition (in Russ.).Internal documentation on bonuses and payments [Vnutrennjaja dokumentacija po premijam i vyplatam]. AO SK NOMAD Insurance (2022). [updated May 19, 2022; cited September 15, 2022]. Available: https://nomad.kz/financial_condition (in Russ.).Jędrzychowska, A. (2022). A Bridge Life Insurance for Households-Diagnosis and Motives. Risks, 10(4), 81. https://doi.org/10.3390/risks10040081Jędrzychowska, A. (2022). A Bridge Life Insurance for Households-Diagnosis and Motives. Risks, 10(4), 81. https://doi.org/10.3390/risks10040081Kazakhstan wants to introduce a system of compulsory insurance of professional responsibility of doctors [Vvesti sistemu obyazatel'nogo strakhovaniya profotvetstvennosti medikov khotyat v Kazakhstane]. Paragraph Information System (2021). [updated Aprile 20, 2021; cited September 15, 2022]. Available: https://online.zakon.kz/Document/?doc_id=37081515 (in Russ.).Kazakhstan wants to introduce a system of compulsory insurance of professional responsibility of doctors [Vvesti sistemu obyazatel'nogo strakhovaniya profotvetstvennosti medikov khotyat v Kazakhstane]. Paragraph Information System (2021). [updated Aprile 20, 2021; cited September 15, 2022]. Available: https://online.zakon.kz/Document/?doc_id=37081515 (in Russ.).Kuznecova, S.A. (1998). Large explanatory dictionary of the Russian language [Bol'shoj tolkovyj slovar' russkogo jazyka]. St. Petersburg: Norint. (in Russ.).Kuznecova, S.A. (1998). Large explanatory dictionary of the Russian language [Bol'shoj tolkovyj slovar' russkogo jazyka]. St. Petersburg: Norint. (in Russ.).Law of the Republic of Kazakhstan No. 126-II of December 18, 2000. About insurance activity (2022). [O strakhovoi deyatel'nosti. Zakon Respubliki Kazakhstan ot 18 dekabrya 2000 goda № 126-II.]. Paragraph Information System (2022). [updated September 12, 2019; cited September 15, 2022]. Available: https://online.zakon.kz/Document/?doc_id=1021136&show_di=1 (in Russ.).Law of the Republic of Kazakhstan No. 126-II of December 18, 2000. About insurance activity (2022). [O strakhovoi deyatel'nosti. Zakon Respubliki Kazakhstan ot 18 dekabrya 2000 goda № 126-II.]. Paragraph Information System (2022). [updated September 12, 2019; cited September 15, 2022]. Available: https://online.zakon.kz/Document/?doc_id=1021136&show_di=1 (in Russ.).Orlanyuk-Malitskaya, L. A., & Yanova, S. YU. (2019). Insurance: textbook for universities [Strahovanie: uchebnik dlya vuzov] (4th ed.). Moskva. Izdatel'stvo Yurait. (in Russ.).Orlanyuk-Malitskaya, L. A., & Yanova, S. YU. (2019). Insurance: textbook for universities [Strahovanie: uchebnik dlya vuzov] (4th ed.). Moskva. Izdatel'stvo Yurait. (in Russ.).Penetration of life insurance products [Proniknovenie produktov strahovanija zhizni]. Centras kommesk (2022). [updated February 16, 2022; cited September 15,2022]. Available: https://ckl.kz/press/2022/231-proniknovenie-produktov- straxovaniya-zizni (in Russ.).Penetration of life insurance products [Proniknovenie produktov strahovanija zhizni]. Centras kommesk (2022). [updated February 16, 2022; cited September 15,2022]. Available: https://ckl.kz/press/2022/231-proniknovenie-produktov- straxovaniya-zizni (in Russ.).The current state of the insurance market in the Russian Federation in the segment of imputed insurance [Tekushhee sostojanie strahovogo rynka v rossijskoj federacii v segmente vmenennogo strahovanija] Bank of Russia (2021). Insurance Market Department. [updated February, 2021; cited September 15, 2022]. Available: http://www.cbr.ru/content/document/file/118732/report_insurance_20210219.pdf (in Russ.).The current state of the insurance market in the Russian Federation in the segment of imputed insurance [Tekushhee sostojanie strahovogo rynka v rossijskoj federacii v segmente vmenennogo strahovanija] Bank of Russia (2021). Insurance Market Department. [updated February, 2021; cited September 15, 2022]. Available: http://www.cbr.ru/content/document/file/118732/report_insurance_20210219.pdf (in Russ.).What awaits the insurance market in 2022 [Chto zhdjot strahovoj rynok v 2022 godu]. Forbes Kazakhstan (2021). [updated December 8, 2021; cited September 15,2022]. Available:https://forbes.kz//finances/insurance/chto_jdet_strahovoy_ryinok_v_2022_godu (in Russ.).What awaits the insurance market in 2022 [Chto zhdjot strahovoj rynok v 2022 godu]. Forbes Kazakhstan (2021). [updated December 8, 2021; cited September 15,2022]. Available:https://forbes.kz//finances/insurance/chto_jdet_strahovoy_ryinok_v_2022_godu (in Russ.).What changes will be made to the insurance legislation of Kazakhstan [Kakie izmeneniya budut vneseny v strakhovoe zakonodatel'stvo Kazakhstana]. Kursiv Media (2021). [updated March 18, 2021; cited September 15, 2022]. Available: https://kursiv.kz/news/strakhovanie/2021-03/kakie-izmeneniya-budut-vneseny-v- strakhovoe-zakonodatelstvo-kazakhstana (in Russ.).What changes will be made to the insurance legislation of Kazakhstan [Kakie izmeneniya budut vneseny v strakhovoe zakonodatel'stvo Kazakhstana]. Kursiv Media (2021). [updated March 18, 2021; cited September 15, 2022]. Available: https://kursiv.kz/news/strakhovanie/2021-03/kakie-izmeneniya-budut-vneseny-v- strakhovoe-zakonodatelstvo-kazakhstana (in Russ.).
The authors declare that there are no conflicts of interest present.